Car Title Loans in Mission Viejo

Car title Loan FAQ

What is the smallest loan I can get?

By law, we cannot give you a car title loan in Mission Viejo for less than $2600. No car title loan company can. You can pay back the title loan at anytime with no prepayment penalty.

How much is the interest rate and is there other fees?

First, we don't ask you for money when we are about to give you money. That would make no sense. All fees are in the loan itself and you make monthly payments on the loan. The interest rate is 7.5% per month on loans over $5000 and 8% per month on smaller loans. All loans have a $75 document fee. Additionally on loans above $5000 there is a 10% administration fee.

How long is the loan for?

We write it for 2-3 years to give you time to pay it off but again, there is no prepayment penalty so pay it off early, even as quickly as a few days if you want.

My car is my credit huh? What if I have a high mileage car?

Well mileage is only one part of the value of a car. Some car's hold value differently. Two cars, same years old, same mileage but different makes. One may qualify while another may not. Same situation with the mileage.

How long does it take to get the money?

Either the same day or the next day if we don't have a store near you.

Do you do motorcycle title loans?

No.

I still get to drive it?

Yes

What if I don't have a job?

We just care that you have the means to pay this back. We look for income to be $1500 a month by any source.

What areas do you serve for title loans?

Mission Viejo, Rancho Santa Margarita, Lake Forest, Laguna Hills, Laguna Niguel, El Toro, Aliso Viejo, Laguna Beach and San Clemente